NPFA understands that achieving a comfortable retirement is a primary goal of many of our clients. Through planning that includes detailed analyses and forecasts of your pre- and post-retirement life, our advisors help you devise strategies to help clients estimate their financial needs in retirement and plan for those needs.
To help you effectively plan your retirement, we:
Identify and quantify retirement resources that will be available during retirement. These may include:
- Pension plan benefits
- Social Security
- Supplemental pension benefits
- Profit sharing plans
- Non-qualified deferred compensation
- Investments
- Annuities
- Life insurance
Establish objectives for standard of living, analyzing corresponding income and expense needs.
Develop a retirement model to analyze and compare needs vs. resources available at retirement, identifying any inconsistencies and providing recommendations for addressing them.
Provide advice on maximizing retirement resources, based on careful investment management and strategies for increasing after-tax income.
Monitor your model on a regular basis, applying recommendations, tracking progress, and making adjustments for changes in asset composition, economic conditions, and your personal situation and goals.
Align related financial planning strategies, including tax, investment, estate, and insurance, to ensure they correspond with your long-term retirement objectives.
